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The proprietary banking research does constitute investment advice or an offer to invest or to provide advisory services and are subject to correction, completion or amendment without notice. Although Robinson Capital Management, LLC (“Robinson Capital”) is an investment adviser registered with the U.S. Securities and Exchange Commission, receipt of the proprietary banking research does not make the recipient an investment advisory client of Robinson Capital. Robinson Capital does not represent the financial institutions discussed in the proprietary banking research, and the proprietary banking research is not a recommendation of the securities or services offered by the financial institutions.